O Lord, I confess that I have been unwise in so many of the financial decisions that I have made, which has caused me to get into debt. I have made many foolish mistakes, which have caused me to accumulate many bills which I am unable to meet. I have used credit unwisely and am accruing more interest due to my thoughtless actions.
I ask You Lord, to forgive my foolishness in building up such a mountain of debt, and to enable me to correct this enormous financial burden, which I confess is of my own doing and through my poor planning and inept financial skills.
I come to You Lord in my poverty, and ask that You would guide me through this difficulty and teach me to be more responsible both with my finances and my relationship with You, which I have neglected for so long.
Lord, I ask for Your help as I can do nothing without You and I thank You that You have heard my cry,