Loving Lord Jesus, I come to You as Your struggling child in need, and with much financial debt. Lord, I know that this has been building up over a number of years now, and I have been reluctant to admit that I was getting deeper and deeper into debt. Lord, I hardly know how I am going to keep going, and come to You in my helplessness, beseeching You to show me what I need to do.
Lord, I confess that in many ways I have been remiss in addressing the mounting debt, and have procrastinated in accepting the weight of money that I owe to an increasing number of debtors.
Be with me Lord as I face this problem, knowing that You are my Father and I am Your child. I have not loved You as I ought and often have regarded my spiritual needs apart from the rest of my needs. But Lord, I need You to revive my spirit, comfort my soul and provide for all my needs according to the riches of Your grace.